Helps you save.Safely.

Membership 69 £ / year

Trusted account in £, €, $

Choose your currency

Physical Mastercard

Initial account funding

Everything else At cost

Covers your safety needs

Additional services at cost

Constant price reduction

Accessible to all

Promotions and discounts

The pricing here reflects the costs when users are not part of any promotions or discounts. You can always contact us to opt out of any promotion. Contact us at to learn more about current promotions and discounts.


Trusted account in either £, €, $


No deposit minimum on any account

No minimum
Transfer fees

Initial account funding (via SEPA or FPS)


Incoming & outgoing FPS transfers

£ 0.21

At cost: covers direct expenses, without any profits.

nsave to nsave transfers

ATM fees

All ATM withdrawals

£ 2.99 + you may be subject to fees charged by the ATM provider
Foreign exchange fees

Card payments in a currency other than the currency of your card account

2.50% surcharge on the Mastercard rate
Card fees

Initial virtual card


Initial physical card


Point of sale usage


Declined payments


Replace lost or stolen card (courier fee)

£ 27.95

At cost: covers direct expenses, without any profits.


£ 25.00

At cost: covers direct expenses, without any profits.

Account closure

Account closure


This website is owned and operated by Masref Ltd., incorporated in the United Kingdom The information provided is not legally binding and does not constitute an offering, endorsement, recommendation or solicitation to enter into any type of financial transaction in this or in any other jurisdiction in which such solicitation or offer would be unlawful under the laws of such jurisdiction. The GBP and EUR card accounts are issued by AF Payments Limited pursuant to a license by Mastercard International. AF Payments Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN: 900440) for the issuing of electronic money and payment instruments. Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International. As a registered EMI, AF Payments holds your funds in a safeguarding account which offers protection if AF Payments goes out of business. It is important to know that as a non-bank payment provider, your money is not protected by the Financial Services Compensation Scheme (FSCS). Copyright © 2024 Masref Inc. All rights reserved.

* Coming soon

Copyright © 2024 Masref Ltd. All rights reserved.

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