How to Get Paid from Deel to nsave: Complete Guide

Gaelle Yammine
11 Nov 2025
How to Get Paid from Deel to nsave: Complete Guide

Deel is a leading global payroll and compliance platform that helps companies hire and pay remote workers and contractors worldwide. For freelancers and remote workers in emerging markets like Bangladesh, Pakistan, Egypt, and Nigeria, receiving payments efficiently while minimizing fees is crucial to maximizing earnings.

Why Deel Users Choose nsave

Deel enables companies to pay their international team members in multiple currencies and through various payment methods. As a remote worker earning through Deel, getting those funds into your account efficiently matters:

Traditional Deel Withdrawal Methods and Their Costs

SWIFT Transfer (International Wire)

  • Deel's fee: $5-$10 USD per transfer
  • Receiving bank fees: $10-$30 charged by local banks
  • Intermediary bank fees: Unpredictable, deducted from your payment
  • Exchange rate markup: 2-4% below market rate when converting to local currency
  • Processing time: 1-5 business days (sometimes up to 7 days)
  • Cost unpredictability: Multiple banks involved means fees are hard to predict

Payoneer

  • Transaction fees: 2-3% per withdrawal
  • Currency conversion markup: 2-3% on exchange rates
  • Additional withdrawal fees to local banks
  • Limited control over conversion timing

PayPal

  • Transaction fees: 2-3% withdrawal fee
  • Currency conversion fees: 3-4% markup on exchange rates
  • Limited functionality in some countries
  • Poor exchange rates for local currency conversion

Wise (TransferWise)

  • Transaction fees: 0.5-2% depending on currency
  • Currency conversion fees included
  • Better than PayPal/Payoneer but still more expensive than ACH

Total cost with traditional methods: 4-12% of your earnings

The nsave Advantage with ACH

When you use nsave with Deel's ACH withdrawal option, you get:

  • Free or very low-cost ACH receiving (typically $5 flat fee from Deel)
  • Fast processing: 1-2 business days to your nsave account
  • Highly predictable costs: No surprise intermediary bank fees
  • Hold earnings in USD without forced conversion
  • Convert to local currency (BDT, PKR, EGP) for just $1 and NGN for $0
  • Best available exchange rates
  • Fast transfers to local banks (instant to 1 day)

Example: A remote worker earning $3,000/month through Deel saves $120-360 monthly compared to SWIFT transfers or payment platforms, that's $1,440-4,320 saved annually.

Step-by-Step Guide: Getting Paid from Deel to nsave

Step 1: Set Up Your nsave Account

  1. Sign up for nsave at nsave.com
  2. Complete the verification process (typically takes 24-48 hours)
  3. Access your USD account details:
    • US routing number (9 digits)
    • US account number
    • Account holder name
    • Bank name and address

Your nsave account provides you with USA ACH bank details that work perfectly with Deel's domestic US payment system.

Step 2: Add a New Withdrawal Method on Deel

  1. Log into your Deel account
  2. Go to Finance > Withdrawal methods
  3. To add your nsave account, click Add Method

Step 3: Choose ACH as Your Withdrawal Method

This is the critical step for maximizing your earnings:

  1. When presented with withdrawal options, select ACH (Automated Clearing House) or Bank Account (US)
  2. Important: ACH is for US domestic transactions and offers the best rates
  3. If you select SWIFT on nsave it will also be a $5 given we do not use intermediaries (while other banks’ SWIFT might not be as connected). The only difference is SWIFT might take longer than ACH.
  4. Follow the on-screen prompts to enter your account details

Step 4: Enter Your nsave Bank Account Details

Enter your nsave account information exactly as shown in your nsave dashboard:

Step 5: Verify Your Payment Method

  1. Deel may send a test deposit (small amount like $0.01) to verify your account
  2. Check your nsave account for the test deposit amount
  3. Return to Deel and confirm the amount to verify your account
  4. Your nsave account is now verified and ready to receive payments

Step 6: Receive Payment via ACH

Once your payment method is set up:

  1. Deel processes payroll according to your contract schedule (weekly, bi-weekly, or monthly)
  2. Funds are sent via ACH transfer to your nsave account
  3. Processing time: Typically 1-2 business days
  4. Deel's fee: Usually around $5 flat fee (highly predictable)
  5. No intermediary bank fees: Direct ACH transfer means no surprise deductions

Total time from Deel payment to nsave: 1-2 business days

Step 7: Receive USD in Your nsave Account

Once the transfer is complete:

  • Funds appear in your nsave USD account
  • Check your balance via the nsave app or dashboard
  • Hold funds in USD for as long as you want
  • No forced conversion to local currency
  • No receiving fees beyond Deel's predictable ACH fee

ACH vs SWIFT: Why ACH with nsave is Superior for Deel Payments

Summary: Maximize Your Deel Earnings with nsave

Getting paid through Deel doesn't have to eat into your earnings. By using nsave as your ACH receiving account, you eliminate expensive SWIFT transfers, unpredictable intermediary bank fees, and poor exchange rates.

With nsave, your Deel income stays in your pocket where it belongs. Whether you're a software developer in Bangladesh, a designer in Pakistan, a marketer in Egypt, or a customer success specialist in Nigeria, nsave helps you maximize every dollar you earn.

Get started with nsave today →

Frequently asked questions:

Q: Can I use nsave with Deel's ACH payment option?
A: Yes! nsave provides you with USA bank details that work perfectly with Deel's ACH payment system. ACH is designed for domestic US transactions, and your nsave US account qualifies.

Q: Should I choose ACH or SWIFT when setting up payment on Deel?
A: Always choose ACH when using nsave. ACH offers lower fees (~$5 vs $5-$10+), faster processing (1-2 days vs 1-7 days), and predictable costs with no surprise intermediary bank fees. SWIFT should only be used if ACH is unavailable.

Q: How long does it take to receive Deel payments in nsave?
A: ACH payments from Deel typically take 1-2 business days to reach your nsave account. This is faster and more reliable than SWIFT transfers which can take 1-7 days.

Q: Can I hold my Deel earnings in USD?
A: Yes! One of the biggest advantages of using nsave is that you can hold your Deel earnings in USD for as long as you want. Convert to local currency only when you need it, at times and rates you choose.

Q: Will Deel accept my nsave US bank details?
A: Yes, Deel accepts US bank accounts for ACH transfers. Your nsave account provides legitimate US routing and account numbers that Deel's system recognizes for ACH payments.

Q: How do I get my nsave ACH details for Deel?
A: After signing up and completing verification, your nsave dashboard will display your US routing number, account number, bank name, and address needed for Deel's payment setup.

Q: What if Deel only offers SWIFT in my region?
A: Contact Deel support and request ACH payment option. Explain that you have a US bank account (nsave). Most Deel users can access ACH if they have valid US bank details. If ACH is truly unavailable, nsave can still receive SWIFT transfers, though fees will be higher.

Q: Can I use nsave for Deel Shield (employee) and contractor payments?
A: Yes! Whether you're classified as a contractor or employee through Deel Shield, you can use nsave's US ACH details for payment. The setup process is the same.

Q: Can I change from SWIFT to ACH after I've already set up payments?
A: Yes! Go to your Deel payment settings, add a new payment method, and select ACH with your nsave details. You can then set this as your default payment method for future payments.

Ready to keep more of your Deel earnings? Join thousands of remote workers who trust nsave for fast, affordable international payments.