What are ACH transfers?

25 Nov 2025
What are ACH transfers?

If you earn money in USD, whether through freelancing, remote work, business, or side gigs, understanding ACH transfers can help you get paid faster, cheaper, and more securely.

This is especially important for people from countries like Bangladesh, Pakistan, Nigeria, and Egypt, where receiving USD payments from abroad can be complicated and stressful.

What Is an ACH Transfer?

ACH stands for Automated Clearing House. It’s a system used in the United States to send money electronically between bank accounts.

Why ACH Transfers Are Useful:

  • Low Fees - ACH transfers cost significantly less than wire transfers or services like PayPal. That means you keep more of your earnings.

  • Safe, Secure and Reliable - ACH is the standard for U.S. payments. It’s used by companies, payroll systems, and platforms to send money securely and consistently.
  • Fast Enough for Most Freelancers and Remote Workers- ACH transfers usually take 1–3 business days, which is fast and predictable compared to international wire transfers that can take up to a week.

How nsave Makes ACH Transfers Easy

In many emerging markets, local banks don’t support ACH transfers or they make the process slow and expensive. That’s why platforms like nsave are so valuable.

nsave helps people from Bangladesh, Egypt, Nigeria and Pakistan open USD accounts that accept ACH transfers, giving them:

  • Direct access to USD payments
  • Control over when and how to convert to local currency such as BDT/ EGP/ NGN/ PKR
  • A secure, digital way to manage international income
  • Hold USD in your nsave account and convert only when rates are good.
  • Only 1$ Flat Fee

ACH transfers are one of the best ways to receive USD payments and with nsave, it’s never been easier to start using them.

Here’s how:

  • Open a USD account with nsave online (no bank visits)
  • Get your own USD account number and routing number
  • Start receiving ACH transfers from platforms, clients, or employers in the U.S.

For a detailed guide on how to open a USD account with nsave click [Here]. There are only 5 requirements in opening a nsave account which can be found at The 5 requirements to open USD Account.

Summary

ACH transfers are the backbone of USD payments. If you earn in USD, having a way to receive ACH transfers, especially through platforms like nsave, can make your financial life simpler, cheaper, and more global.