How to Open a USD Account as a Pakistani Freelancer

Introduction
This article explains how to open a USD account quickly as a Pakistani freelancer so you can receive USD payments from clients for free and easily send the money home to your local PKR account for only $1. By the end of this guide, you’ll know step-by-step how to manage USD payments easily and safely.
Why it matters
If you're a Pakistani freelancer working directly with clients or offering your services on platforms like Fiverr, Upwork, SadaBiz, PeoplePerHour or others, you know the struggle. Clients want to pay you in USD, but without a USD account, you can’t hold it directly. Eventually, you have to convert it to PKR (Pakistani Rupee) for rent, groceries, and other expenses, often losing extra money in conversion fees.
Get your free USD Account
The steps below show you how to open a free USD account using only your ID, without any complicated paperwork, bank visits or hidden fees. This account allows you to:
- Receive USD ACH transfers for free. ACH transfers are a quick, secure, and cost-free way to receive USD payments from clients or platforms.
- Send money home to PKR for only $1. It works with any local account, including JazzCash, Easypaisa, or traditional banks. (Check our Local payout guide for Pakistan
- Spend online in PKR, USD, EUR, or GBP with a multicurrency debit card.
- (Invest in U.S. stocks, bonds, and ETFs with zero fees.)
Step-by-Step Guide To Open a USD Account in Pakistan
1. Download the nsave App
Open the App Store or Google Play Store and download the “nsave” app.

2. Sign Up with Your Phone Number
Create your nsave account using just your email address and phone number. The process takes less than three minutes.

3. Verify Your Identity with Your ID or Passport
Verify your identity using your national ID or passport to activate your USD account. This step usually takes under five minutes.

4. Get Paid in USD
Share your account details directly with your employer or receive transfers from platforms such as Fiverr, Upwork, Truelancer or more.
For the most common freelancer platforms, we’ve created separate step-by-step payment guides to help you receive USD payments smoothly. You can find them [here].
By opening a verified USD account with nsave, Pakistani freelancers can easily receive USD payments, send money home to their PKR account for only $1, and manage international payments securely and efficiently.
Frequently Asked Questions (FAQ)
1. Can freelancers receive USD payments directly from clients?
Yes. With a verified USD account, freelancers can receive USD payments directly from clients or platforms through ACH transfers, which are fast and free.
2. What documents do I need to open a USD account?
You only need a valid ID or passport to verify your identity and activate your account.
3. How long does it take to open the account?
The entire process takes less than 10 minutes, about three minutes to sign up and five minutes for ID verification.
4. How can I send money to my local PKR account?
Once you receive USD, you can convert and send it to your local PKR account for only $1. It works with any local wallet or bank.
5. Can I use the account for online spending & subscriptions or investing?
Yes. You can use the multicurrency debit card to spend online in PKR, USD, EUR, or GBP, and even invest in U.S. stocks, bonds, and ETFs without any fees.
