How to pay for Facebook, Google and TikTok ads from Egypt

Foreign currency limits. In August 2025, following Central Bank of Egypt directives, major banks eased foreign currency card rules, and some raised international card limits to as much as USD 10,000 (Business Today Egypt, 13 Aug 2025). Limits are still set by each bank and differ by card tier. At some banks, EGP debit and prepaid cards still can't be used for payments outside Egypt, so foreign online payments go on a credit card (Banque Misr usage limits, Sep 2026).

FX fees. Major banks cut their credit card FX fee from 5% to 3% in August 2025 (Business Today Egypt, 13 Aug 2025). That 3% is charged on top of the exchange rate.

VAT on ads. Meta and Google add 14% VAT to Egyptian ad accounts that haven't added both a Tax Registration Number and a Unique Identification Number. Google started in July 2024 and Meta in November 2024 (Google Ads Help; Meta Business Help).

For more detail on limits, read Card foreign currency limits in Egypt.

nsave gives you a USD international Visa card and USD account details.

• Get paid. Receive USD by ACH, or to a USD, GBP or EUR IBAN. Topping up has a 0% fee.
• Spend. Pay Meta, Google, TikTok and your tools with the nsave card. Spending in USD has a 0% fee.
• Non-USD charges. A 1% to 1.5% FX fee applies.
• No card limits.

The worked example: Get paid in USD in Egypt? What converting twice costs your ad budget

• US clients pay by ACH. See How to get an ACH as a freelancer from Egypt.
• European clients pay to a EUR IBAN. See If you get paid in euros from Egypt.
• Upwork. See How to send money from Upwork to nsave.

On an EGP ad account, every charge to a USD card is converted and nsave's 1% to 1.5% FX fee applies. On a USD ad account, it's 0%. Read Should your Meta ad account be in USD or EGP?

Meta. Add the card under Billing & payments in Ads Manager. What to do when a Meta payment fails.

Google Ads. Add the card under Billing. Google fixes the account currency at setup and doesn't let you change it, so choose USD when you create the account.

TikTok. Egyptian advertisers can create ad accounts themselves and pay in USD by card. The currency can't be changed after setup, so choose USD. See TikTok ads payment methods in Egypt.

Agencies. Read How agencies in Egypt get paid by clients and fund ad accounts.

Usually because it has reached its monthly foreign currency limit, international online payments are off, or the balance didn't cover fees on top of the charge.

Not on USD charges. Non-USD charges carry a 1% to 1.5% FX fee.

There are no card limits.

nsave gives you a compliant way to hold and spend USD. Tax and reporting rules on foreign income depend on your situation, so check yours with a tax adviser.